What Are You Paying For Free Stuff?

There is not any such thing as free things in fact – somebody has to create the product and pay the cost of producing it. The trick is that sometimes the cost of the stuff is moved to another individual or paid for using another method that’s not obvious. With time, tension and restrictions instead of what you would normally do.

Wasting Time

Are you wasting time jumping through hoops to collect the free stuff? The saying”time is money” applies to anyone, not just business people because time is something you can’t have back once it’s been lost or”used up”. The way to learn how much your time costs is by comparing it to cash. If I spend an hour a month working to obtain”free stuff” and that I could be doing something that pays me $20 per hour, I am paying $20 a month. There are instances where you may save time, but are not always getting paid for it. What else would you rather be doing rather than chasing free stuff? Maybe you’re learning something new, researching a deal that could save you money someplace else, you are able to do jobs that you can be paying somebody else to do, or change a habit that may save you money. This idea is extremely individual, and you would need to see where your time goes to understand where the trade-offs are. I often ask people: “Where Does Your Money Go?” There’s a corresponding question that in many ways is much more important: Where Does Your Time Go?” Given all the complaining about not having enough time, this question should be examined more carefully.

Personal Information

Many sources of free stuff will present themselves only if you provide personal information. What’s wrong with this? You could argue that it isn’t important to you because most of my information is out there anyway and I have nothing to hide. Whether this is true or not still leaves you exposed to the filling from endless forms or sifting through telephone calls and emails which you are probably not interested in participating in. Your information may be”shared” or sold to other vendors whom you did not deal with directly and which will add to the annoyance and time wasting. In the era of computer hacks and identity theft, the more places personal information is available, the more likely this will happen to you. Aside from the stress and time spent in cancelling credit cards, updating anti-virus software and chasing down money taken from your account, there’s also a greater prospect of fraud and theft which is a wonderful disturbance to your own life. The impacts of this may linger on for many years after the occurrence.

Restrictions on Shopping

The old adage of saving money on buying products is to”shop around” for the best offer. If you have ever done this, you may know there are sometimes wide divergences in the costs of products either from other locations or different times of the year. One of my most valuable methods of saving money is to shop when / where other people do not. If you are collecting points, are you still going to do the comparison to find the best price notwithstanding the points not being collected? From the people I’ve seen, I believe the answer is no. It’s not likely that one store or web site will always have the best prices. Even the known cheaper stores may have expensive products.

Being Organized

Is being organized and performing administrative jobs natural for you? If it’s, tracking points and optimizing their use would be second nature to you. I find many individuals are the opposite – filling out forms, doing paperwork, calculating reductions or accounting for taxes on purchases isn’t their strong suit. An app or computer can’t make decisions for you when it comes to buying products with intangible elements like time, aggravation and anxiety built into the equation.

The Pretzel

Are you forced to buy things or use services that you really don’t want or sometimes which aren’t convenient for you? Do these options cost you in a number of other ways? Yes, the flight is completely free, but it’s at 3 am on Monday morning. You may have been able to take transit to the airport, but at such an odd time, you’ll require a limousine or a taxi cab. The flight could have been direct, but the free flight may have 1 or two layovers where you’re wasting hours at the airport(s). Since time has been wasted at the airport, you may buy more expensive meals and use more roaming charges if you don’t plan ahead. In case you have to stay overnight for a layover, there’s an additional transportation and accommodation fee that is part of your trip expense, but not always part of your vacation. You may need additional vacation days because of this free flight that will cost you for other vacations that you might want to take. If you’re starting to feel like a pretzel, this is the stage. Are you going to do a comparison to see if the pretzel flight is worth it compared to paying for a direct flight in the time you need and for the destination you want? If you forgo the pretzel flight, maybe you will not be able to redeem these points later on. Maybe then you might have to get something to”use up the things”. Once you commit to those programs, you’re within the rules of the issuer, and they’ll change to any opportunity to adapt the issuer and make profits. If somebody is making profits, the customer is paying for all those gains. The trick for you is to figure if it is worthwhile in spite of what can transpire. Austin Wildlife Removal

The free stuff may be fantastic offer if it’s treated like a discount that you were not expecting. If you take the opposite view of each the points stated in this guide, the free stuff is going to be a fantastic deal. If you would have bought the product anyway on its own merit and the points are a bonus, you’re not subject to additional hassles or organizational hoops, you’ve got options to utilize the loyalty program and still get the best deal without the pretzel effect, then the free stuff is likely a fantastic idea. The key to this idea is to observe your habits and your spending style and find a program that suits well with you instead of having to contort into whatever the program needs. You may sometimes have to depart the programs if they’re just not worth it. If you find this impossible because of the idea that”I have to use my points” at all costs, this may resemble an addiction and decisions will likely be twisted rather be a bonus

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